diff --git a/src/views/account/AccountWalletView.vue b/src/views/account/AccountWalletView.vue
index 7a3d7f3..70bce37 100644
--- a/src/views/account/AccountWalletView.vue
+++ b/src/views/account/AccountWalletView.vue
@@ -1,5 +1,5 @@
 <script setup>
-import { computed, onBeforeUnmount, onMounted, reactive, ref, nextTick } from 'vue'
+import { computed, onBeforeUnmount, onMounted, reactive, ref, watch, nextTick } from 'vue'
 import { useRouter } from 'vue-router'
 import Sortable from 'sortablejs'
 import { accountApi } from '@/api/accountApi'
@@ -35,6 +35,8 @@ const wallets = ref([])
 const networth = ref({ totalAssets: 0, totalLiabilities: 0, netWorth: 0 })
 const loading = ref(false)
 const error = ref(null)
+// 순서변경(잠금) 모드 — 평소엔 잠금(드래그·핸들 숨김), 켤 때만 드래그 가능
+const reorderMode = ref(false)
 // 종류별 그룹(탭 제거) — TABS 순서로, 계좌가 있는 종류만 노출
 const groups = computed(() =>
   TABS.map((t) => ({ ...t, wallets: wallets.value.filter((w) => w.type === t.key) })).filter(
@@ -79,6 +81,7 @@ function destroySortables() {
 }
 function initSortables() {
   destroySortables()
+  if (!reorderMode.value) return // 잠금 상태에선 드래그 비활성화
   document.querySelectorAll('.wallet-group-list').forEach((el) => {
     sortables.push(
       Sortable.create(el, {
@@ -88,12 +91,21 @@ function initSortables() {
           if (evt.oldIndex === evt.newIndex) return
           const type = el.dataset.type
           const ids = [...el.querySelectorAll(':scope > .wallet-item')].map((li) => Number(li.dataset.id))
+          // 낙관적 반영: Sortable 이 옮긴 DOM 순서에 맞춰 데이터도 재정렬(Vue 재렌더 정합)
+          const byId = new Map(wallets.value.map((w) => [w.id, w]))
+          const moved = ids.map((id) => byId.get(id)).filter(Boolean)
+          wallets.value = [...moved, ...wallets.value.filter((w) => w.type !== type)]
           persistOrder(type, ids)
         },
       }),
     )
   })
 }
+// 순서변경 모드 토글 시 드래그 바인딩/해제
+watch(reorderMode, async () => {
+  await nextTick()
+  initSortables()
+})
 async function persistOrder(type, ids) {
   try {
     await accountApi.reorderWallets(type, ids)
@@ -282,9 +294,15 @@ onBeforeUnmount(destroySortables)
     </div>
 
     <div class="wallet-head">
+      <button
+        v-if="wallets.length > 1"
+        type="button" class="text-btn reorder-btn" :class="{ active: reorderMode }"
+        @click="reorderMode = !reorderMode"
+      >{{ reorderMode ? '완료' : '순서변경' }}</button>
       <IconBtn class="tab-add" icon="plus" title="계좌 추가" variant="primary" @click="openCreate" />
     </div>
 
+    <p v-if="reorderMode" class="msg reorder-hint">≡ 손잡이를 끌어 순서를 바꾸세요. 끝나면 <b>완료</b>를 누르세요.</p>
     <p v-if="error" class="msg error">{{ error }}</p>
     <p v-if="loading" class="msg">불러오는 중...</p>
 
@@ -293,11 +311,14 @@ onBeforeUnmount(destroySortables)
         <h3 class="wg-title">{{ g.label }}</h3>
         <ul class="wallet-list wallet-group-list" :data-type="g.key">
           <li v-for="w in g.wallets" :key="w.id" :data-id="w.id" class="wallet-item">
-            <div class="wallet-row" @click="goDetail(w)">
-              <span class="drag-handle" title="드래그하여 순서 변경" @click.stop>≡</span>
+            <div class="wallet-row">
+              <span v-if="reorderMode" class="drag-handle" title="드래그하여 순서 변경">≡</span>
               <div class="info">
                 <div class="line1">
-                  <span class="name">{{ w.name }}</span>
+                  <span
+                    class="name" :class="{ link: !reorderMode }"
+                    @click="!reorderMode && goDetail(w)"
+                  >{{ w.name }}</span>
                   <span v-if="w.type === 'CARD'" class="badge">{{ cardTypeLabel(w.cardType) }}</span>
                 </div>
                 <span class="sub">
@@ -320,11 +341,10 @@ onBeforeUnmount(destroySortables)
                 <div v-if="w.type === 'INVEST'" class="balance">{{ won(w.investedAmount) }}</div>
                 <div v-else class="balance" :class="{ neg: w.balance < 0 }">{{ won(w.balance) }}</div>
               </div>
-              <div class="actions" @click.stop>
+              <div v-if="!reorderMode" class="actions">
                 <IconBtn icon="edit" title="수정" size="sm" @click="openEdit(w)" />
                 <IconBtn icon="trash" title="삭제" variant="danger" size="sm" @click="remove(w)" />
               </div>
-              <span class="go-chevron" aria-hidden="true">›</span>
             </div>
           </li>
         </ul>
@@ -470,11 +490,33 @@ button.primary {
 }
 .wallet-head {
   display: flex;
-  justify-content: flex-end;
+  align-items: center;
+  justify-content: space-between;
+  gap: 0.5rem;
   margin-bottom: 0.75rem;
 }
 .tab-add {
   flex-shrink: 0;
+  margin-left: auto;
+}
+.text-btn {
+  border: 0;
+  background: transparent;
+  color: var(--color-text);
+  opacity: 0.75;
+  font-size: 0.88rem;
+  padding: 0.35rem 0.5rem;
+  cursor: pointer;
+}
+.reorder-btn.active {
+  color: hsla(160, 100%, 37%, 1);
+  font-weight: 700;
+  opacity: 1;
+}
+.reorder-hint {
+  font-size: 0.82rem;
+  opacity: 0.7;
+  margin: 0 0 0.6rem;
 }
 .wallet-group {
   margin-bottom: 1.4rem;
@@ -487,12 +529,6 @@ button.primary {
   padding-bottom: 0.3rem;
   border-bottom: 1px solid var(--color-border);
 }
-.go-chevron {
-  flex: 0 0 auto;
-  opacity: 0.35;
-  font-size: 1.1rem;
-  padding-left: 0.15rem;
-}
 .wallet-list {
   list-style: none;
   padding-left: 0;
@@ -506,10 +542,6 @@ button.primary {
   align-items: center;
   gap: 0.6rem;
   padding: 0.7rem 0;
-  cursor: pointer;
-}
-.wallet-row:hover {
-  background: var(--color-background-soft);
 }
 .drag-handle {
   cursor: grab;
@@ -663,6 +695,13 @@ button.primary {
 .name {
   font-weight: 600;
 }
+.name.link {
+  cursor: pointer;
+  color: hsla(160, 100%, 37%, 1);
+}
+.name.link:active {
+  opacity: 0.7;
+}
 .badge {
   font-size: 0.72rem;
   border: 1px solid var(--color-border);