diff --git a/src/views/account/AccountView.vue b/src/views/account/AccountView.vue
index 33ed119..c4b4eef 100644
--- a/src/views/account/AccountView.vue
+++ b/src/views/account/AccountView.vue
@@ -194,6 +194,7 @@ async function loadWallets() {
 // 계좌 종류(콤보) → 해당 종류만 목록에
 const WALLET_KINDS = [
   { value: 'BANK', label: '계좌' },
+  { value: 'CASH', label: '현금' },
   { value: 'CARD', label: '카드' },
   { value: 'LOAN', label: '대출' },
   { value: 'INVEST', label: '증권' },
@@ -682,13 +683,10 @@ onMounted(async () => {
                       <input type="radio" :value="k.value" v-model="form.walletKind" :disabled="submitting" @change="onWalletKindChange" />
                       {{ k.label }}
                     </label>
-                    <label v-if="form.type !== 'TRANSFER'" class="radio">
-                      <input type="radio" value="CASH" v-model="form.walletKind" :disabled="submitting" @change="onWalletKindChange" /> 현금
-                    </label>
                   </div>
                 </div>
-                <select v-if="form.walletKind && (form.walletKind !== 'CASH' || walletsOfKind.length)" v-model="form.walletId" :disabled="submitting">
-                  <option value="">{{ form.walletKind === 'CASH' ? '현금 (계좌 미지정)' : (form.type === 'INCOME' || form.type === 'EXPENSE' ? '계좌/카드 선택' : '출금 계좌 선택') }}</option>
+                <select v-if="form.walletKind" v-model="form.walletId" :disabled="submitting">
+                  <option value="">{{ form.walletKind === 'CASH' && (form.type === 'INCOME' || form.type === 'EXPENSE') ? '현금 (계좌 미지정)' : (form.type === 'INCOME' || form.type === 'EXPENSE' ? '계좌/카드 선택' : '출금 계좌 선택') }}</option>
                   <option v-for="w in walletsOfKind" :key="w.id" :value="w.id">
                     {{ w.name }}{{ w.issuer ? ` (${w.issuer})` : '' }}
                   </option>