feat(point): 가계부 내역 작성 포인트 — 건당 10p, 일 50p 한도

AccountService.create() 호출 시 PointService.awardAccountEntry() 적립.
ACCOUNT_ENTRY reason, 일 5회(50p) 초과 시 미지급.

src/main/java/com/sb/web/account/service/AccountService.java

@@ -22,6 +22,7 @@ import com.sb.web.account.mapper.AccountEntryMapper;
 import com.sb.web.account.mapper.AccountTagMapper;
 import com.sb.web.account.mapper.WalletMapper;
 import com.sb.web.common.exception.ApiException;
+import com.sb.web.point.PointService;
 import lombok.RequiredArgsConstructor;
 import org.springframework.http.HttpStatus;
 import org.springframework.stereotype.Service;
@@ -48,6 +49,7 @@ public class AccountService {
     private final WalletMapper walletMapper;
     private final InvestService investService;
     private final CardNotificationParser notificationParser;
+    private final PointService pointService;
 
     /* ===================== 항목 ===================== */
 
@@ -252,6 +254,7 @@ public class AccountService {
                 .build();
         mapper.insert(entry);
         applyTags(entry.getId(), req.getTagIds(), memberId);
+        pointService.awardAccountEntry(memberId);
         return toResponse(mapper.findByIdAndMember(entry.getId(), memberId));
     }
 
@@ -542,7 +545,7 @@ public class AccountService {
         wallet.setType(req.getType());
         wallet.setName(req.getName().trim());
         wallet.setIssuer(blankToNull(req.getIssuer()));
-        wallet.setAccountNumber("BANK".equals(req.getType()) ? blankToNull(req.getAccountNumber()) : null);
+        wallet.setAccountNumber(("BANK".equals(req.getType()) || "MINUS".equals(req.getType())) ? blankToNull(req.getAccountNumber()) : null);
         wallet.setCardType("CARD".equals(req.getType()) ? blankToNull(req.getCardType()) : null);
         wallet.setOpeningBalance(req.getOpeningBalance() != null ? req.getOpeningBalance() : 0L);
         wallet.setOpeningDate(req.getOpeningDate());
@@ -587,7 +590,7 @@ public class AccountService {
                 .type(req.getType())
                 .name(req.getName().trim())
                 .issuer(blankToNull(req.getIssuer()))
-                .accountNumber("BANK".equals(req.getType()) ? blankToNull(req.getAccountNumber()) : null)
+                .accountNumber(("BANK".equals(req.getType()) || "MINUS".equals(req.getType())) ? blankToNull(req.getAccountNumber()) : null)
                 .cardType("CARD".equals(req.getType()) ? blankToNull(req.getCardType()) : null)
                 .openingBalance(req.getOpeningBalance() != null ? req.getOpeningBalance() : 0L)
                 .openingDate(req.getOpeningDate())

src/main/java/com/sb/web/point/PointService.java

@@ -7,7 +7,7 @@ import org.springframework.transaction.annotation.Transactional;
 
 /**
  * 활동 포인트 적립/조회.
- * 게시판 글/댓글 작성 시 10점, 하루 3회까지만 지급(글+댓글 합산).
+ * 게시판 글/댓글 작성 시 10점(하루 3회), 가계부 내역 작성 시 10점(하루 50점 한도).
  */
 @Service
 @RequiredArgsConstructor
@@ -19,6 +19,10 @@ public class PointService {
     public static final int BOARD_WRITE_DAILY_LIMIT = 3;
     public static final String REASON_BOARD_WRITE = "BOARD_WRITE";
 
+    public static final int ACCOUNT_ENTRY_POINT = 10;
+    public static final int ACCOUNT_ENTRY_DAILY_LIMIT = 5; // 10pt × 5 = 일 50pt 한도
+    public static final String REASON_ACCOUNT_ENTRY = "ACCOUNT_ENTRY";
+
     /**
      * 게시판 글/댓글 작성 보상. 오늘 지급 횟수가 한도 미만일 때만 지급한다.
      * @return 지급되면 지급 포인트, 한도 초과로 미지급이면 0
@@ -34,6 +38,21 @@ public class PointService {
         return BOARD_WRITE_POINT;
     }
 
+    /**
+     * 가계부 내역 작성 보상. 건당 10점, 하루 5건(50점)까지만 지급한다.
+     * @return 지급되면 지급 포인트, 한도 초과로 미지급이면 0
+     */
+    @Transactional
+    public int awardAccountEntry(Long memberId) {
+        int today = pointMapper.countTodayGrants(memberId, REASON_ACCOUNT_ENTRY);
+        if (today >= ACCOUNT_ENTRY_DAILY_LIMIT) {
+            return 0;
+        }
+        pointMapper.insertHistory(memberId, ACCOUNT_ENTRY_POINT, REASON_ACCOUNT_ENTRY);
+        pointMapper.addPoints(memberId, ACCOUNT_ENTRY_POINT);
+        return ACCOUNT_ENTRY_POINT;
+    }
+
     public long getPoints(Long memberId) {
         Long p = pointMapper.getPoints(memberId);
         return p == null ? 0L : p;